Your First Life Stage

Part of our motivation in setting up this website is to share with you some tools and ideas, as well as our personal experiences, around not just Essential Oils, Health and Happiness, but also Wealth and abundance. It is amazing that something as important as managing money is never taught, but we are left to struggle and learn, and often make mistakes. So how do we best manage our money, or our wealth, our future finances and how can we prepare for struggles and sometimes disasters?

We are forever grateful to the dōTERRA business opportunity, and the additional income it is providing, but we have, and continue to learn some important truths – so time to share.

This ‘first stage’ in your Life Stages is all about laying the right foundations on which to build on so that you can set yourself up for financial freedom in the future.

This is the opportune time to put in place effective and healthy financial habits such as:

  • starting a savings plan and your ONE super
  • setting financial goals
  • preparing a budget
  • buying your first home or first investment property
  • managing your debts and borrowings
  • protecting your income
  • having adequate life insurance

Getting the right financial advice is extremely important at this first step in your working life. This will ensure you set off on the right foot towards building wealth.


As a young lawyer, I am the first to admit that I got caught up in the material world of partners with fast cars, big houses and catamaran yachts. Even in Australia I was a party to the beast that is CBA and Colonial First State. I managed the Western Australian advice business and had a 6 figure travel budget – servicing the entire WA…so very little thought was given to flying around Australia! This I can promise you rubs off on your personal life.

You know what I mean – TV ads for global travel – TV ads for Credit Cards and Loans – TV ads for the new Car with Bose sound systems…not saying there is anything wrong with Bose sound systems, global travel or loans, but what I never learned was I needed to take control of my own decisions. As someone said recently, rather say: “I choose to holiday on the Sunshine Coast this year instead of flying to Thailand.” Why? Because part of that choice is: “I choose to save more money towards a better lifestyle later in life and I choose to pay off my ‘bad debt’”. “I choose not to go into debt nor buy the holiday on my credit card”. It is all about my/your choice. DON’T TRY AND LIVE SOMEONE ELSE’S LIFESTYLE.

You, and I, need to CHOOSE to spend less than we earn – it’s that simple! Once you do that, then, if you don’t like the lifestyle that it offers you, you need to seriously look at increasing your income. BUT, do not increase your lifestyle cost BEFORE you increase your income. Did you know 89% of divorce and relationship breakdown can be attributed to financial management!

So do yourself a favor and get your hands on the doTERRA Stephen Covey book – The 4 Laws of Financial Prosperity – and start reading.

IF you think this is you, and you have multiple super accounts, no life insurance or NO IDEA about life insurance, NO BUDGET, and have never heard of, then perhaps you do need to do the 5 Minute Health Check.

If your are already past the starting out, have the Young Professional or Family stage of life already, then read some more, do the Health Check and start the advice process today! There is no time like the present!

If there is anything we can help with please drop us a note through the contact form on the right.