Young Professionals

YOUNG PROFESSIONALS (30’S & 40’S)

Career focused and earning a good income, with no kids. Typically, high debt levels due to a home loan and spending habits are usually centered on your lifestyle and loan repayments.

This is the time to focus on building wealth by investing some of your income and getting on top of your loan repayments. As such, your financial challenges will be centered around:

  • setting financial goals
  • investing surplus income
  • reducing tax
  • building your investment portfolio
  • adding to your investment property portfolio or purchasing an investment property
  • managing your debts and borrowings
  • protecting your income
  • having adequate life insurance
  • making sure your superannuation is in order

Getting the right financial advice and using your income efficiently to build wealth is vital at this stage of your life. This will allow you to invest and grow wealth whilst enjoying your current lifestyle.

The sooner you start planning, the more likely you will achieve your financial goals and the better off you’ll be in the future.

To start growing your wealth complete the 5 Minute Health Check now and one of our Financial Planner will be in contact to discuss how to help you.